Decision Architecture: The Real AI Edge

CFA Institute argues AI's real edge for decision-makers comes not from automating tasks but from redesigning the decision system around them - embedding observe-plan-act-reflect loops and using AI as an "adversarial collaborator" that surfaces hidden assumptions and forces counterfactual reasoning. For boards and CEOs it reframes decision quality as a question of architecture rather than model size: well-designed human-machine loops sharpen judgment, while poorly designed ones amplify confirmation bias.