OJK Issues POJK 30/2025: Governance and Risk Management Rules for Fintech Platforms Mandate Board-Level Strategic Decision Accountability by July 2026

OJK's Regulation 30/2025, effective 1 July 2026, introduces comprehensive governance and risk management requirements for Indonesia's Financial Sector Technology Innovation platforms, including mandatory board technical expertise standards, active Board of Directors and Commissioners monitoring of strategic and cyber risks, and biannual risk-profile reporting. The regulation is a direct escalation of board accountability for strategic decisions in digital financial businesses — requiring CEOs and founders to ensure their boards can demonstrably identify, measure, and supervise six categories of risk. For SEA scale-up founders in fintech, this is now a compliance hard stop with a July 2026 deadline.