Stress testing transforms from compliance exercise into core driver of Board-level decision-making

Deloitte UK (Dec 9, 2025) blog on the 2025 Bank Capital Stress Test argues investment in stress testing capability can transform stress testing from a compliance exercise into a core driver of Board-level decision-making and strategy. The PRA's 2025 priorities letter is cited as reinforcing the importance of bank senior management and boards leveraging stress and scenario analyses to inform risk management, strategy and business planning — and explicitly pushing banks beyond compliance towards strategic decision-making and enhanced resilience. Direct read-out for SEA-based bank boards preparing 2026 stress-testing programmes against MAS and HKMA expectations.