Why the Future of AI Governance Depends on Human Judgment

The World Economic Forum article examines how SEA regulators — including Singapore's MAS, Vietnam's AI Law (in force March 2026), Malaysia, and South Korea — are placing boards and senior management on the hook for AI decisions in lending, risk, and fraud oversight. It warns that boards can no longer simply check whether a human sits in the loop; they must assess whether that person can exercise real cognitive sovereignty and out-think AI systems when it matters. For SEA mid-market CEOs, this signals an urgent shift from passive AI adoption to active board-level accountability frameworks with enforceable human oversight mandates.